Tuesday, 23 January 2018

What is mutual fund ...? How to invest? Read in Gujarati & English.

What is mutual fund ...?

How much capital you will be able to convert your earnings depends on how and where you invest it. Many people who make money in the stock market have earned a lot of money, there are many loots. If you are not knowledgeable on the stock market, then avoid coming directly into the stock market.

What is mutual fund ...?

  • A great option to invest in the stock market
  • In this fund is invested in different types of stocks
  • Invest in money of mutual funds in a knowledgeable market

Why invest in mutual funds ...?

  • Investor's money market safer investment
  • Fear of losses by investing directly in shares
  • More secure than the impact of heavy market fluctuations against shares
  • Regularly a small amount can be made
  • 4 to 5 thousand rupees per month investing good option
  • Manage this fund for professional expert
  • The fees for managing the fund are modest, two to three percent

Why is the mutual fund better than the investment in the bank ...?

  • Money in the bank is safe, but the interest rate is 7% to 8%
  • The inflation rate is also around 7% to 8% annually
  • Return from bank failed to save from the impact of inflation
  • Keeping in the bank does not increase the power of money buying
  • Keep money back in the bank only in a short time
  • If you have to invest a long time then mutual fund is a good option

Patience for the mutual fund

  • A good investment option for a long time
  • Make as much money as you can get regular

MFs better than stocks

  • Any one stock can rise or fall rapidly
  • General investor does not have good information about companies
  • Stocks of different companies together in mutual funds
  • The risk of market risk in mutual funds
  • Professional Expert Manages Mutual Funds

See these examples

  • In last 20 years, investment of Rs 30 lakh in PPF was Rs 84 lakh
  • In the last 20 years, the investment of Rs 30 lakh in the stock market was about Rs 1.36 crore
  • In the last 20 years, Rs 30 lakh invested in mutual funds was about Rs 1.85 crore

What to do, do not ...?

  • Do not pay attention to the market trends
  • Make regular money for long periods of time, only the advantage of average gain
  • Do not choose funds according to the performance of the past few days or months
  • Do not choose to see the benefits or loss of friends
  • Put the same amount in the fund, which you can comfortably put in for long
  • Do not spend a lot of money in the fund, the market will survive

Relationship to Income Tax Exemption

  • Tax relief on investment up to Rs 1.5 lakh under 80C
  • If there are Rs 1.5 lakhs then apply on tax saving fund
  • The advantage of applying this in equity, the advantage of tax saving, the benefits of saving for at least three years
  • Can not withdraw money in the tax saving fund for three years
  • If not connected with tax ...

Invest in Balanced Fund

  • Choose a fund that does not fluctuate
  • 70% Equity in Balanced Fund, 30% Fixed Income
  • Balanced funding grows rapidly on market climbing, but does not fall rapidly on falling

How to choose a mutual fund ...?

  • Make money on a track record for more than five years
  • The good fund, which quickly slows down in the falling market, rises well in the fast-moving market
  • Focus on sustainability in the fund
  • Avoid investing money in a particular area fund
  • Make money only in a diversified fund

read in Gujarati || MY Investment 
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